You’re now connected to the "http://www.mistercredito.com" website, published by BNP Paribas Personal Finance

Company name: BNP Paribas Personal Finance
Limited Company of a capital of: 453 225 976 €
RCS No: Paris 542 097 902
Registered Office: 1, boulevard Haussmann 75009 Paris.
Telephone number: +33 (0)1 46 39 99 39.
The consumer service number can be viewed on cetelem.fr.

Publication Editor: Bertrand Cizeau.

This site is hosted on Typhon

1 - Acceptance

Access to the www. mistercredito.com Internet site and/or use of said site for any reason whatsoever and/or the downloading of any part of the content of said site by the user implies the latter’s acceptance of the use conditions of the site, as defined below.

2 - Editorial charter

The www.mistercredito.com site is a BNP Paribas Personal Finance site. The information provided in this site is provided as an indication only and is devoid of any contractual value.
BNP Paribas Personal Finance reserves the right, at any moment and without prior notification, to make improvements and/or changes to the content of the www.mistercredito.com site.
Users are automatically linked by these changes when they navigate through the www.mistercredito.com Internet site. Users are thus advised to systematically refer to the use conditions on connecting to the site. BNP Paribas Personal Finance will be managing your information in accordance with the most rigorous standards in terms of information safety.

3 – Security

It should be recalled that the secrecy of private correspondence is not guaranteed on the Internet network. Moreover, it is up to each Internet user to take all appropriate measures to protect their own data and/or software from the eventual contamination by viruses circulating on the Internet.

BNP Paribas Personal Finance will be managing your information in accordance with the most rigorous standards in terms of information safety.

4 – Hyperlinks

Any www.mistercredito.com links, created by BNP Paribas Personal Finance, to other internal or external sites, in no way implies the responsibility of BNP Paribas Personal Finance for the editorial content of such sites, or their access conditions.

5 - Intellectual property – Trademarks – Code of conduct

The site and its contents are protected within the framework of intellectual property, in particular by royalties, drawings and models and trademark law. The “Credito” character is a registered trademark of Cetelem.

Any exploitation, reproduction or use, of any kind, whether total or partial, of the creations, trademarks, logos, and any other element forming the site, by any process or medium whatsoever, are prohibited and constitute an infringement failing prior permission from the publisher.

However, the www.mistercredito.com Internet site offers users the possibility of:

• creating a film and editing dialogue solely based on the images and sound proposed and sending it to friends (“make your film” section).
• downloading, free of charge, advertising objects like e-cards, wallpaper and smiley faces (“goodies” section).

This use must be effected in strict compliance with copyright and intellectual property rights and this solely within the framework of the personal use provided for above, within the terms and conditions specified on the site. Any other use is strictly forbidden.

No exploitation, reproduction or use of these creations, trademarks, logos, for commercial and professional purposes (including total or partial reproduction on a personal Internet site) is authorised. Users infringing these provisions leave themselves open to prosecution.

Moreover, no use shall be made that goes against both public policy and accepted standards of behaviour, is detrimental to the private life of third parties, defamatory or abusive, of a violent nature, crude or obscene, encouraging discrimination, hatred of a person or group of people due to their origin, their association or non-association with an ethnic group, nation, race or determined religion, liable to constitute or encourage a behaviour that would be considered as a criminal act, engage the civil liability of its perpetrator or otherwise breach the regulations in force.

BNP Paribas Personal Finance reserves the right to take legal action of any kind against any person who shall adversely affect its rights, its brand image or reputation.

Moreover, BNP Paribas Personal Finance reserves the right to withdraw, suspend or cancel, either totally or partially, in a temporary or definitive manner, these services, notably in the event of breach of these use conditions

6 – Personal data

By downloading and communicating e-mail addresses, you are explicitly accepting the conditions of use of your personal data.
In compliance with the Freedom of Information Act, the information gathered is destined for Cetelem, in charge of processing, and will be used to process your request. Should you fail to reply to information, your request cannot be processed. You have a right to access, correct and delete information concerning you, by contacting Cetelem, Consumer Service, B.P. 524 - 92595 Levallois-Perret Cedex.

7 – Cookies

A "cookie" is a small text file temporarily placed on a user’s hard disk for A "cookie" is a A "cookie" is a small text file temporarily placed on a user’s hard disk for one session only ("session cookie"), or on a more permanent basis (permanent cookie).

A cookie with a lifetime of one month is installed when connecting to the home page to record your sound level preferences. Rejection of this cookie does not affect navigation.

A session cookie is required to place an order in the shop. Its lifetime is limited to the on-site navigation time.

8 – Applicable law

The content of the www.mistercredito.com site is governed by French law. Users acknowledge the jurisdiction of the French courts for everything concerning the content and use of the site or ensuing recourse.